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INVESTMENTS: RRSP
No matter what you know about your investment choices,
it's still important to get a financial advisor as your guide who
can lead you for three reasons:
- No matter how much you learn about investing and mutual funds, unless you do it for a living you won't be able to keep up with the ever-changing details.
- You need an objective opinion. You've heard it before elsewhere - doctors don't operate on family members, lawyers don't represent themselves. Why? They're too close to the patient or client and can't stay clear-headed.
- Your Horizon Advisor will give you a better grasp of concepts, relationships, and options. With valuable experience leading others through the jungle, your guide can point out shortcuts and pitfalls and suggest sensible tradeoffs that can help you pursue your dreams.
Your Horizon financial advisor is your investment guide. Call him or her whenever you want helpful insights, and make sure you and your advisor hold regular meetings to review your portfolio.
Fixed Income Investments
|
Investment Type |
Earning Mechanism |
Short-Term Risk |
Income Potential |
Long-Term Growth Potential |
| Bonds |
Interest and capital gains |
Moderate to high |
Moderate to high |
Moderate |
| Savings Accounts |
Interest |
None |
Low |
Low |
| Canada Savings Bonds |
Interest |
None |
Moderate |
Low |
| GICs |
Interest |
None |
Moderate |
Low |
Mutual Funds
|
Investment Type |
Investment Focus |
Earning Mechanism |
Short-Term Risk |
Income Potential |
Long-Term Growth Potential |
| Money Market Funds |
Commercial paper, treasury, bills, and short-term bonds |
Interest |
Low |
Moderate |
Low |
| Fixed-Income Funds |
Mortgage-backed securities, corporate, and government bonds |
Interest and capital gains |
Moderate to high |
Moderate to high |
Moderate |
| Balanced Funds |
Stocks and bonds |
Interest, dividends, and capital gains |
Moderate to high |
Moderate to high |
Moderate to high |
| Equity Funds |
Stocks |
Dividends and capital gains |
Moderate to high |
Low to moderate |
High |
Seeking
Advice
Asset management can consume a considerable amount of time and
energy. Today's complex financial marketplace and changing tax laws
can make it even more difficult to keep up with the changes and how
they affect you.
Because of these implications, it is highly advisable to seek a
qualified professional to help you understand all the complexities
involved.
Looking for the Best Investment Funds Advisor to help you achieve
your financial independence? We'll find the Best for you...
Click
here!
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