DEFINITION:
The actual undergoing as a recipient of a transplant of a heart, lung, liver, entire pancreas, kidney or bone marrow. The irreversible failure of the heart, liver, lung, entire pancreas, kidney or bone marrow requiring receipt of that organ or tissue, resulting in the Insured being accepted into a recognized transplant program in Canada. Transplantation must be medically necessary. The Insured must survive at least 30 days following the date of enrollment into the transplant program.

INTERPRETATION:
This definition is very comprehensive and states clearly the conditions under which a benefit would be paid. Bone Marrow transplants are covered even if the insured's own bone marrow is extracted, treated and then reinfused. The benefit under this definition will be paid when you have been enrolled in an officially recognized transplant program in Canada and have satisfied the standard qualifying period by surviving 30 days, after the date of enrollment.