THE COVERAGE: LifeBeat - Comprehensive Critical Illness Insurance

The following provides not only a listing of which illnesses are covered, but also the strict definition of the illness, as well as an interpretation of what minimal condition would trigger a claim. The comprehensive Critical Illness Insurance plan "LifeBeat" is provided by AXA Assurances, a world leader in financial protection.

Heart Attack
Coronary Artery Bypass Surgery
Cancer
Stroke
Loss of Speech
Blindness
Deafness
Coma
Paralysis
Severe Burns
Major Organ Transplant
Alzheimer's Disease
Parkinson's Disease
Multiple Sclerosis
Motor Neuron Disease
Occupational HIV Infection

WHAT CAN THIS BE USED FOR?

Essentially, anything. Depending upon the illness, specialized medical procedures anywhere in the world, lifestyle changes (wheelchairs, vehicle and home conversions, etc.), or, simply, a vacation.

When used properly, a Critical Illness program perfectly "dove-tails" with a sound Disability Income program- easily handling short and medium term extraneous (& large) expenses, without influencing the much-needed monthly payments through Disability Income.

The end result? Maintenance of lifestyle, without incurring staggering debt, with a sense of dignity.