Legal Disclaimer & Privacy Policies

www.bestplans.ca

This web site and its contents is NOT AN OFFER TO BUY OR SELL SECURITIES. Information presented on this web site is for information purposes only and you should always contact your mutual fund representative or life insurance agent before making a financial decision.


Best Professionals In Your Area

The Horizon Planning Group Inc. "Best Professionals" list has been formed solely to provide an information service to Canadians. While the Consultants listed on this web site have provided information concerning their credentials, we are unable to verify that this information is accurate. The owners of this directory cannot therefore represent or endorse the accuracy or reliability of any consultant or advertisement displayed through this site, nor any faulty or misleading information or advice that may be given, either malicious or accidental.


Our Privacy Policy and Commitment to Protecting your Privacy

Horizon Planning Group Inc. values your business and we thank you for your confidence in choosing our firm as your source of advice and products. As our client, you trust us with your personal information. We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us.

Your Rights as they pertain to your personal information

  • You have the right to know why an organization collects, uses or discloses your personal information.
  • You have the right to expect an organization to handle your information reasonably and to not use it for any other purpose other than the one to which you consented.
  • You have the right to know who in an organization is responsible for protecting your information.
  • You have the right to expect an organization to protect your information from unauthorized disclosure.
  • You have the right to inspect the information an organization holds about you and make sure it is accurate, complete and current.
  • You have the right to expect an organization to destroy your information when requested or when no longer required for the intended original purpose.
  • You have the right to confidentially complain to an organization about how it handles your information and to the Privacy Commissioner of Canada if need be.

How we Collect, Use and Disclose Your Information

When you do business with us, you share personal information so that we may provide you with products and services that best meet your needs. We assume your consent for our firm to use this information in an appropriate manner. We may use and disclose this information in order to:

  • Communicate with you in a timely and efficient manner.
  • Assess your application for investment, insurance and other services available to you by our firm.
  • Evaluate claims and underwriting risks when required.
  • Detect and prevent fraud.
  • Analyze business results.
  • Act as required or authorized by law.

What We Will NOT Do With Your Information

We do not sell client information to anyone. Nor do we share client information with organizations outside of our relationship with you that would use it to contact your about their own products and services.

We Strive to Protect Your Personal Information

All employees, associated advisors and suppliers who are granted access to client records understand the need to keep this information protected and confidential. They know they are to use the information only for the purposes intended. This expectation is clearly communicated. We’ve also established physical and systems safeguards, along with proper processes, to protect client information from unauthorized access or use.

Your Privacy Choices

You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us with reasonable notice) by contacting our Privacy Officer. Please be aware that withdrawing your consent may prevent us from providing you with requested products or services. We may occasionally use your personal information to advise you of products or services we believe may be of interest to you or fit your personal circumstances. If you would rather not receive this type of communication, please advise our Privacy Officer.

No Computer Tracking of Identifiable Information

Our computer is not set up to track, collect or distribute personal information about its visitors. Our Web sites track information about the visits to our Web sites. For example, we compile statistics that show the daily number of visitors to our sites, the daily requests we receive for particular files on our sites, and what countries those requests come from. These aggregated statistics are used internally to better provide services to the public and may also be provided to others, but again, the statistics contain no personal information and cannot be used to gather such information.

News Releases


VitalCheque GCII rates lowered by 18%

LifeBeat
combines both critical illness, long-term care coverage

NR18 - 08 Aug 2008
NR17 - 13 Jun 2008
NR16 - 20 May 2008

NR15 - 8 Feb 2008

 



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